Some of the benefits that can be added to your program include:

* Life Insurance

* Short-Term Disability

* Long Term Disability

* Health Care (drugs, massage, ambulance, etc.)

* Dental Care

* Vision Care (including eye surgery)

* Critical Illness Insurance (lump-sum payout in case of heart attack, cancer, etc.)

* Group RRSP

Today, insurance carriers are more cautious in underwriting and can even restrict disability benefits for smaller organizations in the non-profit/social services sector. The ACDS umbrella plan provides greater options for all member organizations.

ACDS has had a long and successful partnership with Ross & Associates Consulting Ltd. Ross & Associates has handled the ACDS employee benefit plan for close to 15 years, and they understand the unique needs of member organizations. Competitive rates are made possible as a result of volume discounts and spreading the risks over a large established pool. Ross & Associates' new, state-of-the-art EAS online admin system makes the administration of your benefit plan a breeze - try it for yourself!

The friendly staff at Ross & Associates is always ready to provide immediate responses to claims issues and a broad range of benefit inquiries.

For further information about a benefit program that makes your life easy, please contact Patrik Foff at 1-800-463-3121 ext 228 or by email at pfoff@racltd.com